Through our fair and flexible rent-to-own program, we let renters pick a dream home today, build a down payment one month at a time, and buy back the home from us within three years at a guaranteed rate. Our target customers are these aspiring home buyers who have the cash flow to afford a home but cannot qualify for a mortgage. They are newcomers who don't have the PR status/Canadian credit history or they're self-employed individuals having a hard time getting their income recognized.